Planning a trip? Whether you’re traveling within the U.S. or exploring international destinations, having the right travel insurance ensures that unexpected medical emergencies won’t derail your plans—or your finances.
While Medicare provides excellent coverage at home, it offers limited to no coverage outside the U.S. That’s why seniors in Arizona turn to travel medical insurance to stay protected on the go.
Even the best travel plans can face unexpected disruptions. A travel insurance policy helps cover:
✔ Emergency Medical Expenses – If you get sick or injured while traveling, travel insurance helps cover hospital bills, doctor visits, and medical treatments.
✔ Emergency Evacuation & Repatriation – Covers the cost of medical transport if you need to be flown home for treatment.
✔ Trip Cancellations & Interruptions – Get reimbursed for prepaid travel expenses if your trip is canceled due to illness, weather, or other unforeseen events.
✔ Lost Luggage & Travel Delays – Compensation for lost, stolen, or delayed baggage, plus reimbursement for unexpected lodging and food costs.
If you’re on Medicare, your coverage outside the U.S. is very limited—which means a travel insurance plan is essential to avoid high medical costs abroad.
Medicare provides little to no coverage for healthcare outside the U.S. and its territories. Here’s what you need to know:
✔ Original Medicare (Parts A & B): Generally does not cover international healthcare costs.
✔ Medicare Supplement (Medigap) Plans: Some plans offer limited emergency coverage abroad (typically up to 80% of emergency costs with a $50,000 lifetime limit).
✔ Medicare Advantage (Part C) Plans: Some may offer limited emergency travel coverage, but this varies by plan.
Since Medicare’s international coverage is minimal, a separate travel insurance plan is the best way to stay protected.
Travel insurance policies can be customized based on your needs. Coverage typically includes:
✔ Medical Emergencies & Hospitalization – Covers doctor visits, hospital stays, and emergency treatment abroad.
✔ Medical Evacuation & Repatriation – Covers costs to transport you to a medical facility or back home if needed.
✔ Trip Cancellation & Interruption – Protects prepaid travel expenses if illness, injury, or other covered reasons cause you to cancel or cut your trip short.
✔ Baggage Loss & Theft – Reimbursement for lost, stolen, or delayed baggage.
✔ 24/7 Travel Assistance – Help with medical referrals, emergency transportation, and replacing lost documents.
A short-term or annual travel insurance policy can give you the coverage you need—so you can travel with peace of mind.
At AZ Medicare Helper, we specialize in helping Arizona seniors find affordable, reliable travel insurance plans that work alongside Medicare. Our team will:
✔ Compare policies from top-rated providers
✔ Ensure your coverage meets your travel needs
✔ Help you understand your benefits and costs
Have Questions?
Copyright © 2021 azmedicarehelper – All Rights Reserved. Not associated with US government. Independent broker representing insurance products. We do not offer every plan available in your area. Currently we represent 11 orginizations which offer 86 products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.