Medicare can feel overwhelming, but I’m here to help! Below is a simple breakdown of each part of Medicare and what it covers so you can make an informed decision about your healthcare.
Medicare Part A covers hospital-related expenses, helping to manage the costs of inpatient care.
What’s Covered?
✔ Inpatient hospital stays
✔ Skilled nursing facility care (short-term, after a hospital stay)
✔ Hospice care for terminal illnesses
✔ Home health care for qualifying medical conditions
Medicare Part A is typically premium-free if you or your spouse have worked and paid Medicare taxes for at least 10 years.
Medicare Part B covers routine and outpatient medical care, ensuring you have access to essential healthcare services.
What’s Covered?
✔ Doctor visits and specialist care
✔ Outpatient services (e.g., lab tests, X-rays, preventive care)
✔ Home health care
✔ Durable medical equipment (e.g., wheelchairs, oxygen supplies)
Medicare Part B requires a monthly premium based on your income.
📞 Have questions? Let’s find the right coverage for you
Medicare Part C, also known as Medicare Advantage, combines the benefits of Part A (hospital) and Part B (medical) into one plan—and often includes additional benefits!
What’s Included?
✔ Hospital & medical coverage (like Original Medicare)
✔ Prescription drug coverage (often included)
✔ Extra benefits like dental, vision, hearing, and wellness programs
Medicare Advantage plans are offered by private insurance companies and may have lower out-of-pocket costs than Original Medicare.
Medicare Part D helps cover the cost of prescription medications, ensuring you have access to the medications you need at an affordable price.
What’s Covered?
✔ Brand-name and generic prescription drugs
✔ Coverage through network pharmacies
✔ Protection against high medication costs
Medicare Part D plans are offered by private insurers, so it’s important to choose a plan that covers your specific prescriptions.
Medigap plans help cover the out-of-pocket costs that Original Medicare doesn’t pay for, such as copayments, coinsurance, and deductibles.
Available Plans:
✔ Plan A, B, C, D, F, G, K, L, M, N (Not all plans are available to all individuals)
Medigap plans work alongside Original Medicare to reduce your healthcare expenses.
📞 Want to know if a Medigap plan is right for you? Call Now
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Copyright © 2021 azmedicarehelper – All Rights Reserved. Not associated with US government. Independent broker representing insurance products. We do not offer every plan available in your area. Currently we represent 11 orginizations which offer 86 products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.